They’ve been dubbed the unluckiest generation in history. As much as that might sound like an exaggeration, it’s safe to say everyone knows exactly which generation is being described. The average Millennial has experienced slower economic growth since entering the workforce than any other generation in U.S. history, and 62 percent of Millennials live paycheck to paycheck. On top of that, they earn 20 percent less than baby boomers did at the same stage of life. Many Millennials failed to make economic gains during the long recovery after the Great Recession. Instead, they were forced to tap retirement savings, rely on high-interest loans, and rack up student debt even as the U.S. economy grew and the stock market reached record highs.